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HOMELOAN CENTERSERVICESABOUT USF. A. Q.RESOURCES

Welcome to our Loan Center.

We have multiple programs and unique financing available just for your specific needs. Whether your a first time buyer or just adding on to what you have, we can provide you the in's and out's of every step you take in the loan process

FIND A LOAN: What are my options? Terms of loans are available in 15, 20, or 30 years as fixed, ARM, or conventional. Which loan is right for you? Our pre-qualification process can help you determine what is the best choice for you and when you should or shouldn't lock into a rate.

Dreaming about a new home?
Rates have never been better!
PRE-QUALIFY: The 123s' of loan processing begin with good pre-qualification information. You may be asking how do I get started? You'll find helpful information on our resources page, or contact us via email, phone, or fax to get started right now!

APPLY NOW :Our home loan experts are ready to take your application now, right over the phone or if you prefer, in our office person to person. No long waiting to know if your approved. Approvals can be provided usually within 48 hours.

GET QUALIFIED: Find out the maximum house you can buy, so you don't waste time looking for properties you can't afford. This puts you in a stronger position when your negotiating with the seller, because the seller knows that your loan is already approved. Helps you close quickly, since your loan is already approved.

GOOD FAITH ESTIMATE:
A Good Faith Estimate is exactly what the phrase implies. It is an estimate of all the costs, fees, escrow deposits, adjustments, etc., which the lender reasonably expects the borrower to anticipate at time of settlement.


TYPES OF LOANS:

  1. Fixed
  2. Adjustable Rate (ARM)
  3. Conventional
  4. Refinancing
  5. Imperfect Credit Programs

    more info...
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